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Payment Options

All payments are due in our offices on the 15th of each month.  After that date, the payment will be considered late and a 10-day notice of cancellation will be issued.

Option 1 - Equal Pay

New Policies:

  • 10% down payment of the annualized premium due at binding
  • Expense constant, terrorism fee and $85 FUBA dues required with down payment
  • Remaining balance billed in equal monthly installments due by the 15th of the month

Renewal Policies:

  • Upon renewal, down payment is not required
  • Expense constant and terrorism fee paid in full with first installment
  • Remaining balance billed in equal monthly installments due by the 15th of the month


We can accept checks by phone for monthly installments and audit balances and is the best way to avoid cancellation for non-pay of premium.  Call 888-262-4483 and have the following information available: 1) whether the bank account is a business or personal account, 2) if a personal account, the first and last name on the account, 3) name of the bank, 4) nine-digit routing number, 5) bank account number, 6) payment date and 7) check number

Option 2 - Monthly Self-Reporting

To qualify, annual premium must be at least $5,000

  • 15% security deposit required
  • Payments due by the 15th of each month based on payroll incurred in the prior month
  • Electronic submitting of reports and paying of invoice online at
  • Sole proprietors and partners not eligible for this plan regardless of premium size

Option 3 – Pay-As-You-Go Programs

  • If account has prior coverage, the down payment is only expense constant, terrorism fee and $85 FUBA dues 
  • If account has no prior coverage, 10% security deposit required with the down payment
  • Agent’s responsibility to request pay-as-you-go plan with an approved payroll company at the time the risk is submitted

Late Fees: Upon issuance of a Notice of Cancellation, a late fee of $25 will be added to the insured’s next invoice.

Timely Payments: All premium payments must be made on time.  All Dividend Reward Plans may be forfeited if a policy is issued a Notice of Cancellation as a result of non-payment of premium.



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Mar 30, 2015

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